Some months back I was returning late from the office. By late I mean some time around 10 pm. Ahead of me as I took a walk down to my was this woman, having a baby on back, carrying loads on her hand and another on her head. From afar I could tell that the […]
Thinking about the concept of black tax, I don’t think there would be an average family in Nigeria that won’t have that one person that pays black tax. It is so because we are all predominantly poor. Few families have escaped the cycle of dependence on their children as an insurance policy for not only […]
True riches come from your income source not how you spend your income. And investing is a function of how you spend your income. My first salary when I relocated to Lagos was 70k/month. With such an amount, no matter how much I save, before I could have a million naira saved up, it might […]
I have only read a handful of biographies and autobiographies in my life but their profound impact on me made me believe anyone’s life would be made better if only they acquitted themselves with more biographies. At the beginning of 2019, I picked up “The Autobiography of Benjamin Franklin” to read. I chose it among […]
I woke up on Saturday morning with streams of thought about curiosity. After sending penning down (through tweets) a lot of ideas on curiosity, I reached a rather humbling conclusion: curiosity can’t be taught. Curiosity by all standards is the bedrock of an outstanding life and all inventions. It has been for me and for […]
Bitcoin is a religion. But before we discuss that, let’s talk about the religion of fiat. When we were given birth to, we automatically entered into some contract that we cannot by design reverse. You cannot reverse which family you were part of, nor can you change your country of origin and the list goes […]
I was reviewing some data when I realized a lot of people are seriously wondering and interested in the answer to the question of if they should use Rise for their investment or Bamboo and its alternatives (Trove and Chaka). First, it gives me joy that you are thinking about that. It means you want […]
Contrary to what some people who are acquainted with me may think, I am not special in any way. I don’t have the highest IQ, nor am I the best among the best. I am just that one person who takes his time to grow. A lot of people know me because of writing than […]
I, like many others, have used the word “dollar cost averaging” countless number of times. We use it when asset prices are going up and when they are going down. We treat it as the holy grail for the rational investor. But never has anyone put it in proper perspective as I am going to […]
I am a huge advocate of ETF investing vs stock picking. In how to start investing, I explained the reason for my preference. However, there are more than 1,000 ETFs listed in the US stock exchange and that may bring one back to the same dilemma they are trying to avoid, the choice paradox. That should […]